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The climate is ripe for an increase in the number of American homes going into foreclosure. Interest rates are on the rise, mortgage payments are continuing to increase and home values are staying stagnant in some places and falling in others. More
 
Anyone who's been denied credit may feel the old adage "you can't fight city hall" should be replaced by a new axiom: "You can't fight the credit bureaus." But not only can you fight the credit reporting agencies, if you're even thinking about applying for a mortgage in the future, you almost certainly need to. More
Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days.  But is it really a good idea for people with bad credit? More
 
If you've never bought a house before, you're probably very intimidated by the idea. Do you know what you should look for in a home? How to find the right real estate agent? How to get financing for the home? Many first-time home buyers have no clue where to start. But it doesn't have to be scary or difficult. Here's a step-by-step breakdown. More
Moving is such an exciting time as you look forward to acquainting yourself with your new home. But along with the excitement comes the long list of things to do. There are many steps that can help make the moving process happen seamlessly. More
The effects of refinancing your mortgage can be dramatic, since it's a tool you can use to improve your financial situation. To take best advantage of it, look at where you are and assess your needs. Then explore the market. Begin by getting matched with the best lenders. More
It's a buyer's market, which is great news for real estate investors. There are profits to be made just about everywhere you turn these days. More
 
When you signed up for that adjustable rate loan a few years back, it probably seemed like a deal too good to pass up.  But fast forward to the present, and you're probably starting to get a little nervous. Now is the time to do something about it. More
Interest rates are steadily rising but there is stability with a fixed rate mortgage which in the grand scheme of things right now is very reasonable. Right now is a good time to refinance. Here's how to get started. More
As the old saying goes "a man's home is his castle." The benefits of owning a home are many, including financial security. While a home mortgage is good for your financial stability, refinancing for a better mortgage than you originally qualified for can benefit your finances even more. More
If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.  Rates have dropped in recent weeks and the expectation is that they will remain steady for a few more weeks, creating a money-saving opportunity for homeowners as well as those looking for new homes. More
Your retirement day is supposed to be a milestone you look forward to, not dread. But if you don't have enough money to live on, you'll face a lot of hardship. Here's a strategy for making sure you can retire in style. More
Looking for something other than stocks and bonds to invest in? Real estate holds lots of promise right now, not just in the United States, but overseas, and a country that's getting a lot of attention these days is Costa Rica. More
When it comes to kitchen remodels, where are people putting most of their emphasis? It's not on what you may think. More
 
Who wouldn't enjoy a break on their monthly mortgage payment? On the other hand, how can you be sure the timing is right to refinance? More
 
Perfectly manicured, emerald green lawns flanked by floral beds. Acres of granite counter top and gleaming stainless steel appliances. And everywhere you look are surfaces clean enough to eat off -- that's the appeal of the model home. More
Moving should be an exciting time - you're off to a new apartment, your first home, maybe moving up to a larger home. But for many people, moving turns into a stressful, aggravating experience. It doesn't have to be that way. Some advance planning, a little research and the right attitude can combine to make your next move the best one ever. More
Many Americans are asking themselves what they should be doing in the wake of rising, and sometimes, fluctuating mortgage rates.  It's an important question because for many Americans their home equity represents the cornerstone of their personal wealth. More
If your family has to wait in line to take a shower, or if you're storing pots and pans in the laundry room due to lack of cabinet space, it could be time to consider a home remodeling project. Not only will an updated space make your house more pleasant for you and your family, it can pay off in higher resale value. More
Fixed rate. Adjustable rate. Interest Only. Flex. All of the different types of home loans that are available these days can puzzle many homebuyers. But, say mortgage experts, virtually every home loan is one of two types: a fixed rate loan or an adjustable rate loan. More
If you have experienced foreclosure, you're not alone.  Within the last five years alone, more than 2.9 million households in the United States have experienced foreclosure. More
 
 
 

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